YARSI Conference Systems, Merancang PKM Berbasis Penelitian di Era Digital Pasca Pandemi: Pemberdayaan Masyarakat Melalui Literasi Digital

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Peningkatan Literasi Keuangan; Perencanaan Keuangan Keluarga dan Pemahaman Peer To Peer Lending
Muhammad Rofi’i, La Diadhan Hukama, Alyta Shabrina Zusryn

Last modified: 2021-03-04

Abstract


Financial literacy education is very important in financial planning for individuals and families. The main objective of this PkM is to improve the financial literacy of the Sanimah Islamic Kindergarten Teachers and Guardians. The PkM program method consists of a series of surveys (pre test), training, and evaluation (post test). The pre-test and post-test data were processed using descriptive statistics to see the level of effectiveness of the PkM program. The training includes financial management, introduction of peer to peer lending business, and introduction of consumer protection agencies in Indonesia. The number of participants who had knowledge of peer to peer lending and had financial plans, increased by 10 people (67%) after joining this PkM program. The number of participants who understood the normal loan interest amount, the ideal amount of funds for entertainment and lifestyle, as well as the ideal amount of funds for consumption and installments, increased by 9 people (60%) after participating in this training program.


Keywords


financial literacy, financial planning, peer to peer lending

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